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Oregon Coast · Oregon

Living in Gearhart, Oregon
(2026 Complete Guide)

Oregon's Oldest Resort Community — neighborhoods, home prices, cost of living calculator, pros & cons, and everything you need to decide if Gearhart is your next home.

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What Is Living in Gearhart, Oregon Like?

Gearhart is located in Oregon Coast and is known for being Oregon's oldest beach resort community and its exclusive residential character. With a population of approximately 1600, it offers Oregon living 79 miles from Portland.

Gearhart is home to Gearhart Golf Links, established in 1892 — the oldest golf course in Oregon and one of the oldest west of the Mississippi. The quiet beach town is one of the few Oregon coast communities without a single traffic light, preserving its unhurried character.

Whether you're relocating for work, retiring to Oregon, or simply looking for a change of pace, Gearhart offers a compelling combination of natural beauty, community character, and Oregon lifestyle. Read on for everything you need to know before making the move.

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Gearhart Oregon coastline
Gearhart Oregon coastline

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Todd Davidson, Executive Loan Officer at Rocket Mortgage

Todd Davidson

Executive Loan Officer · Rocket Mortgage · NMLS #2003696

  • Specializes in Oregon home buyers & relocators
  • Lender-paid 1% rate reduction in Year 1 on purchase loans
  • Some buyers starting with first-year rates under 5% — up to $500/mo savings
  • FHA, VA, Conventional & Jumbo loans available
  • Fast pre-approvals — often same day

Equal Housing Opportunity Lender. Rocket Mortgage NMLS #3030. Rate offers subject to qualification.

Gearhart at a Glance

~1600
Population
$48,000
Min. income to rent comfortably
$80,000
Min. income to buy a home
62°F
Avg. summer high
143
Sunny days per year
79 mi
From Portland

How Much Do You Need to Live in Gearhart?

Use this calculator to find out exactly how much income your family needs to live comfortably in Gearhart, Oregon — whether renting or buying. Then compare with nearby cities.

Cost of Living Calculator — Gearhart, Oregon

Select your family size and whether you plan to rent or buy.

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Gearhart Neighborhoods

Gearhart has several distinct neighborhoods — each with its own character and appeal. Here's a breakdown to help you narrow down where to focus your home search.

🌊 North Gearhart

The quiet residential heart of Gearhart — beautiful Pacific Northwest beach homes and direct dune and beach access.

⛳ Gearhart Golf Links Area

Homes adjacent to the historic Gearhart Golf Links (one of the oldest golf courses in the western US) — a premier residential address.

🏖️ Del Rey Beach Area

South Gearhart's beach access neighborhood — slightly more modest homes with the same stunning beach.

☕ Downtown Gearhart

A small but beloved commercial strip with the iconic Gearhart Hotel Shallon Winery and Pacific Way Bakery & Cafe.

🐚 Beach Loop

Direct oceanfront properties along Gearhart's stretch of beautiful uncrowded beach — the most coveted addresses.

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Pros & Cons of Living in Gearhart

Every city has trade-offs. Here's an honest look at what residents love — and what they'd warn you about — before moving to Gearhart.

✅ Pros of Living in Gearhart

  • Oregon's most exclusive and quiet beach community
  • Uncrowded beach — far less tourist traffic than Seaside
  • Historic Gearhart Golf Links
  • Only 79 miles from Portland
  • Very walkable within the village
  • Extremely peaceful residential character

⚠️ Cons of Living in Gearhart

  • Very small — only 1600 residents
  • Limited services — nearly everything requires a drive to Seaside or Astoria
  • One of the pricier coastal communities in Oregon
  • Very limited rental housing supply
  • Seasonal — can feel very quiet in winter
Gearhart Oregon beach scene
Gearhart Oregon beach scene

Thinking About Buying in Gearhart?

Todd Davidson has helped buyers across Oregon navigate the mortgage process — from first-time buyers to retirees relocating to the coast. A quick conversation can save you thousands.

📞 971-275-2465  ·  ✉️ todddavidson@rocketmortgage.com

Schools in Gearhart, Oregon

Families moving to Gearhart will find quality public school options through the Seaside School District. The district serves K–12 students across Gearhart and surrounding communities.

🎓 School District

Seaside School District
Ranked #65 in Oregon (Niche 2026) with a Niche grade of B-. View on Niche →

🏆 Graduation Rate

The 4-year high school graduation rate for Seaside School District is approximately 84% — compared to Oregon's statewide average of ~80%.

📚 Higher Education

Portland (79 mi) offers additional college and university options for students continuing beyond high school.

🌐 Online Learning

Oregon State University Ecampus and University of Oregon Online offer fully accredited online degrees for remote learners statewide.

Job Market in Gearhart, Oregon

Gearhart's economy reflects the character of Oregon Coast — here's a look at the key industries and employers that define the local job market.

🏨 Tourism & Golf

The Gearhart Golf Links (Oregon's oldest golf course) and coastal tourism drive hospitality employment in this small beach community.

🏗️ Construction & Trades

Luxury coastal vacation home construction and maintenance provide active trades employment.

🛒 Boutique Retail

Small shops, restaurants, and galleries serve the affluent beach community and seasonal tourism.

💻 Remote Work

Gearhart attracts high-income remote workers and early retirees — the city has strong broadband infrastructure for coastal living.

🏥 Healthcare

Columbia Memorial Hospital in Astoria (12 miles) is the primary healthcare employer for Gearhart residents.

🌊 Outdoor Recreation

Surf lessons, beach recreation, and coastal guide services provide seasonal employment tied to the natural environment.

Distances from Gearhart

Here's how far Gearhart is from key Oregon cities — helpful context whether you're commuting for work or planning weekend trips.

Portland
79 mi
by car
Seaside
2 mi
by car
Astoria
18 mi
by car

Things to Do in Gearhart, Oregon

Gearhart offers a variety of activities and attractions for residents and visitors alike. Here's a taste of what you'll find:

  • Gearhart Golf Links
  • Pacific Way Bakery & Cafe
  • Uncrowded beach access
  • Del Rey Beach
  • Seaside Outlet Center (2 mi)
  • Astoria Column (18 mi)
  • Fort Stevens State Park

FAQs About Moving to Gearhart, Oregon

What is Gearhart Oregon known for?

Gearhart is Oregon's oldest beach resort community — established in the 1890s as a summer retreat for Portland families. It's known for its quietly exclusive character uncrowded beaches and the historic Gearhart Golf Links (one of the oldest golf courses west of the Mississippi).

What are home prices like in Gearhart Oregon?

Gearhart commands premium prices for the Oregon Coast. Expect $600000–$1.2M+ for most homes with oceanfront properties going considerably higher. It's one of the most expensive coastal markets in Oregon.

Is Gearhart Oregon worth it compared to Seaside?

For buyers who want peace and quiet an exclusive community feel and uncrowded beaches — yes absolutely. Seaside has more services and entertainment but far more tourist traffic. Gearhart is for those who want the Oregon Coast without the crowds.

What golf is available in Gearhart?

Gearhart Golf Links is one of the oldest golf courses in the western United States — established in 1892. It's a traditional links course right on the Oregon Coast with a historic character that's rare in American golf.

How do I get a mortgage for a home in Gearhart, Oregon?

The first step is always getting pre-approved. Todd Davidson (Executive Loan Officer, Rocket Mortgage, NMLS #2003696) specializes in Oregon home buyers with a current offer of lender-paid 1% rate reduction in Year 1 on purchase loans — potentially saving up to $500/month.

📞 971-275-2465 · ✉️ todddavidson@rocketmortgage.com

Cities Near Gearhart, Oregon

Exploring other Oregon cities? Here are communities near Gearhart — each with its own character and lifestyle. Click to explore any of them.

Ready to Make Gearhart Home?

Whether you're buying your first home, relocating from out of state, or retiring to Oregon — Todd Davidson will walk you through every step of the mortgage process and make it easy.

📞 971-275-2465  ·  ✉️ todddavidson@rocketmortgage.com