Terms of Use

1. Acceptance of Terms

By accessing or using this Site, submitting a form, or using any calculator or tool on the Site, you confirm that you are at least 18 years old and agree to be bound by these Terms and by our Privacy Policy. If you are using the Site on behalf of someone else, you confirm you have authority to accept these Terms on their behalf.

2. Informational Purpose Only

Content on this Site — including city guides, cost-of-living information, blog posts, market commentary, and relocation guides — is provided for general informational purposes only. It is not intended as, and should not be relied upon as, financial, legal, tax, or real estate advice specific to your situation.

Estimates produced by our mortgage calculators (including "Get My Rate" and any refinance or payment tools) are illustrative only, based on the figures you enter and general market assumptions at the time of use. They are not a loan approval, a rate lock, a Loan Estimate, or a commitment to lend. Actual rates, payments, fees, and program eligibility depend on a full application, underwriting, credit review, and current market conditions.

3. No Professional Advice / No Guarantee

We make reasonable efforts to keep city and cost-of-living information accurate and current, but we do not guarantee the completeness, accuracy, or timeliness of any content on the Site. Real estate markets, mortgage programs, interest rates, and down payment assistance program details change frequently and may differ from what is presented here.

You should independently verify any information before making a financial or real estate decision, and consult a licensed mortgage professional, real estate broker, attorney, or tax advisor as appropriate for your circumstances.

4. Use of Forms and Tools

When you submit a form on this Site (including Listing Alert, Realtor Connect, or Get My Rate), you agree to provide accurate and truthful information. Submitting a form authorizes us, and the licensed professionals and partners described in our Privacy Policy, to contact you as described in that policy and in the disclosures presented alongside each form.

5. Acceptable Use

You agree not to:

• Scrape, copy, republish, or systematically extract content from this Site without prior written permission
• Use any automated system (bot, crawler, scraper) to access the Site in a manner that sends more request messages than a human could reasonably produce in the same period
• Submit false, misleading, or fraudulent information through any form or tool
• Attempt to interfere with, disrupt, or gain unauthorized access to the Site or its underlying systems
• Use the Site for any unlawful purpose or in violation of any applicable local, state, or federal law

6. Intellectual Property

All text, graphics, city guides, blog content, design elements, and tools on this Site are owned by or licensed to us and are protected by copyright and other intellectual property laws. You may view and share content for personal, non-commercial use, but may not reproduce, distribute, or create derivative works from Site content without our prior written consent.

7. Third-Party Services and Links

This Site may link to or integrate with third-party services (such as listing data providers, mapping services, or partner realtor and lender profiles). We do not control and are not responsible for the content, accuracy, or practices of third-party sites or services. Your use of any third-party service is subject to that party's own terms and privacy policy.

8. Limitation of Liability

To the fullest extent permitted by law, the Site and its content are provided "as is" and "as available," without warranties of any kind, express or implied. We are not liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the Site, including but not limited to reliance on any calculator estimate, city guide information, or third-party content.

Nothing in these Terms limits any liability that cannot be limited under applicable law, including with respect to fraud or willful misconduct.

9. Indemnification

You agree to indemnify and hold harmless the Site operator, Todd Davidson, and their respective partners, employers, and affiliates from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your misuse of the Site, your violation of these Terms, or your violation of any rights of a third party.

10. Mortgage & Real Estate Licensing Disclosure

Todd Davidson · Executive Loan Officer · NMLS ID: 2003696
Rocket Mortgage · NMLS ID: 3030
Equal Housing Opportunity Lender.
Licensed mortgage professional operating in accordance with federal and state regulations. Loan programs, rates, and terms are subject to change without notice and are subject to full underwriting approval.

Real estate professionals referenced or connected through this Site (including through Realtor Connect and Listing Alert) are independently licensed real estate brokers or agents in the state of Oregon and are not employees of Rocket Mortgage.

11. Changes to These Terms

We may update these Terms from time to time. The "Effective Date" at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the State of Oregon, without regard to conflict-of-law principles. Any dispute arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the state or federal courts located in Oregon.

13. Contact Information

Questions about these Terms of Use? Contact:
Todd Davidson
Email: todddavidson@rocketmortgage.com
Phone: 971-275-2465
Address: 25030 SW Parkway Ave Suite #230, Wilsonville OR 97070